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404 21st Street Se, Vero Beach, FL 32962

$419,900
  • 404 21st Street Se, Vero Beach, FL 32962 Main Photo

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New to the Market Active
BEDS3 BATHS2 full SQUARE FEET1,640 MLS#B26075381
STATUSActive PROPERTY TYPEResidential - Single Family SUBDIVISIONVERO SHORES UNIT 1

Property Description

RARE 2.75% ASSUMABLE FHA MORTGAGE! Qualified buyers have an incredible opportunity to assume this low-rate loan with a current monthly mortgage payment of approximately $2,150. Welcome to Vero Shores a peaceful, established community near the Indian River, adjacent to the natural beauty of Harmony Oaks Conservation Area, with NO mandatory HOA and the freedom to bring your BOAT, RV & TOYS! This solid CBS 3BR/2BA home offers 1,640 SF and sits on an EXTRA-LARGE .37-ACRE CORNER LOT over 16,000 SF and approximately 140x115! Two driveway access points, a double commercial gate and improved shell/coquina side parking make maneuvering and storing a boat, RV or trailer a breeze. A BRAND-NEW PAVER DRIVEWAY adds beautiful curb appeal. Inside, you'll find a BRAND-NEW guest bathroom renovation featuring tile flooring, new vanity and fixtures. Major improvements offer peace of mind, including a 2018 METAL ROOF, 2018 HVAC, 2022 WATER HEATER and COMPLETE REPLUMB in 2022. Impact-rated doors and garage door add another valuable upgrade. The laundry room has also been improved with an HVAC duct, bringing the space under air. The Florida lifestyle continues out back with an impressive 30x15 SCREENED & COVERED LANAI approximately 450 SF of additional outdoor living and entertaining space featuring a beautiful wood ceiling and commercial fan. The oversized backyard is fully fenced and includes a utility shed for additional storage. Location is another standout! Vero Shores offers a tucked-away residential feel surrounded by some of Vero Beach's natural beauty, with Harmony Oaks Conservation Area nearby, the Indian River just minutes away and easy access to boating, outdoor recreation, shopping, dining and Vero's beautiful beaches. BIG LOT. NO MANDATORY HOA. ROOM FOR THE TOYS. And a 2.75% assumable FHA mortgage opportunity that's nearly impossible to recreate in today's market. FHA loan assumption subject to lender approval and buyer qualification.

404 21st Street Se | MLS# B26075381

This single family home located at 404 21st Street Se, Vero Beach, FL 32962 is currently listed for sale with an asking price of $419,900. This property was built in 1973 and has 3 bedrooms and 2 full baths with 1640 sq. ft. 21st Street Se is located in the VERO SHORES UNIT 1 subdivision. Search VERO SHORES UNIT 1 real estate on nduarte.realty100.com today.

Property Features

Property Type: Residential - Single Family
Cooling: Central Air, Ceiling Fan(s), Electric
Fenced: Yes
Garage: 2 car attached
Heating: Central, Electric
Home Style: Ranch
Lot Size: 0.37 Acres
Roof Type: Metal
Stories: 1.0
Taxes: $4,549
Year Built: 1973

Amenities

Other
Pantry
Walk-In Closet(s)
Storage

Feature Descriptions

Appliances: Dryer, Dishwasher, Electric Range, Microwave, Refrigerator, Washer
Days on Site: 1
Exterior: CBS
Fencing: Fenced
Flooring: Tile
Furnished: Unfurnished
Laundry: Laundry Room, In Unit
Lot: Corner Lot, Room for Pool, Landscaped
Lot: Corner Lot, Room for Pool, Landscaped
Lot Dimensions: 140x115
Parcel#: 334031000050060000110
Parking: Driveway, Garage Door Opener, Gravel, Open, RV Access/Parking, Garage, Attached Garage, Attached, Boat Acces
Parking Notes: Driveway, Garage Door Opener, Gravel, Open, RV Access/
Patio/Porch: Patio - Screened, Patio
Pets Allowed: Yes, No Restrictions
Restrictions: No Restrictions
Security: Smoke Detector(s)
Sewer: Public Sewer
Special View Info: Garden, Other
SQFT Living: 1640
Structure Type: House
Total Rooms: 6
Utilities: Cable Connected, Electricity Connected, Sewer Connected, Water Connected
Utilities: Cable Connected, Electricity Connected, Sewer Connected, Water Connected
Water: Public
Waterfront Features: None
Windows: Insulated Windows, Storm Window(s)

Room Sizes

Living Room: 15 X 13 Level Main
Dining Room: 11 X 15 Level Main
Kitchen: 21 X 8 Level Main
Primary Bedroom: 11 X 15 Level Main
Bedroom 2: 10 X 15 Level Main
Bedroom 3: 10 X 14 Level Main

Local Schools

High School: Vero Beach
Elementary School: Indian River

Listed By / Shown By

Listed By

Agency Name: Atlantic Key Realty Group
Agency Phone: 772-643-7989

Shown By

Agent Name: Nathalia Duarte
Agent Phone:
Agency Title: Realty 100

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Estimated Payment

$ 1,436.07 per month $934.52 Principal & Interest $379.08 Property Tax $122.47 Homeowner's Insurance

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 09/14/2026. The listing information on this page last changed on 09/14/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Mon 09/14/2026 12:01:42 AM EST) or Miami MLS (last updated Sun 09/13/2026 11:58:26 PM EST) or Stellar MLS (last updated Sun 09/13/2026 11:54:44 PM EST) or Beaches MLS (last updated Sun 09/13/2026 11:57:20 PM EST). Real estate listings held by brokerage firms other than Realty 100 may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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